One Relationship. Every Financial Solution.
Boutique Family Office. Institutional Strength.
F&I Capital Group operates as a boutique family office platform built through strategic partnerships with industry-leading institutions. We serve as the central financial quarterback for our clients — overseeing every aspect of their financial lives while coordinating best-in-class specialists to execute at the highest level.
At the core of our family office platform is our strategic partnership with Procyon Private Wealth Partners, LLC, providing institutional-grade investment advisory, retirement plan consulting, and fiduciary oversight. Through Procyon, our clients gain access to sophisticated portfolio construction, 401(k) and PEP solutions, alternative investments, and comprehensive financial planning — typically reserved for large institutions and ultra-high-net-worth families.
Beyond wealth management, F&I Capital Group integrates strategic partnerships across:
Beyond wealth management, F&I Capital Group integrates strategic partnerships across:
- Residential mortgage banking
- Commercial lending
- Luxury residential and commercial real estate
- Insurance and risk management
- Trust and estate coordination
- Business advisory and credit solutions
- Trust and estate coordination
Rather than sending clients in multiple directions, we orchestrate the entire process — ensuring that investment strategy, lending decisions, real estate acquisitions, estate structures, and tax planning all work together under one cohesive plan.
The result is a streamlined, high-touch experience that combines the personalization of a boutique firm with the depth and capabilities of major financial institutions.
Meet John N. Fenrich III Your Dedicated Partner
Lead from a Position of Trust
John N. Fenrich III is Senior Director at F&I Capital Group, Inc., where he leads strategic business development and client advisory initiatives within the firm’s boutique family office platform. With nearly three decades of experience spanning lending, real estate, capital advisory, and integrated financial strategy, John provides centralized oversight for complex transactions and multi-vertical financial coordination.
As a licensed Mortgage Banker (NMLS #177824) and Senior Mortgage Banker at Nationwide Mortgage Bankers, Inc., John has structured and closed more than 2,700 residential, commercial, and investment transactions. His advisory reach extends to M&A alignment, business finance, institutional wealth coordination, luxury real estate, insurance structuring, retirement plan strategy, and payment infrastructure solutions — delivering comprehensive execution under a unified strategic framework.
John operates not as a transactional broker, but as a financial strategist — aligning capital, risk, and opportunity within a cohesive long-term plan.
About Procyon
Procyon is an independent registered investment advisory firm providing comprehensive wealth management and institutional consulting services. The firm specializes in retirement plan advisory, investment management, and fiduciary guidance for corporations, nonprofits, and high-net-worth individuals. With a disciplined, research-driven approach, Procyon helps clients navigate complex financial decisions while aligning investment strategies with long-term objectives.
About the mission
Simple calculator:
- Participants
- Estimated Audit Cost
- Potential Savings
Typical impact for plans over 100 participants:
By participating in a PEP structure, many sponsors eliminate this recurring burden while strengthening fiduciary governance at the same time.
Our Process
What Working With Us Looks Like
Request the Health Check
Complete a short form and schedule a brief intro call.
Plan Snapshot & Benchmarking
We review governance, fees, structure, and audit posture.
PEP Eligibility Review
We assess whether the PEP structure is a fit for your organization
Committee Summary
You receive a clear, practical roadmap for your committee.
No pressure. No product pushing. Just clarity and fiduciary best practices.
Procyon
They have built a firm that delivers comprehensive solutions through a team-based, client-first approach across the United States.
- A dedicated team of CFPs®, CFAs®, and industry experts.
- Nationwide Headquartered in Shelton, CT, with a growing presence in New York, Florida, and beyond.
"Who We Serve" - Ultra-HNW & Business Owner Focus Who We Serve
F&I Capital Group serves individuals and families whose
financial lives require coordination, sophistication, and discretion.
Affluent Families & Multi-Generational Wealth
Families seeking centralized oversight across investments trusts, estate structures, tax alignment, and risk management - without the fragmentation of multiple disconnected advisors.
Entrepreneurs & Closely Held Business Owners
Founders and operators navigating liquidity events, expansion capital, retirement plan design, executive compensation structures, commercial real estate, and credit strategy.
Corporate Leadership & Executives
Professionals requiring equity compensation planning, concentrated stock management, lending solutions, private real estate acquisitions, and coordinated tax strategy.
Retirement Plan Sponsors
Business owners seeking fiduciary 401(k) and PEP oversight through Procyon Private Wealth Partners, LLC with institutional governance standards.
Experience the F&I Capital Group difference
Whether you are an institution managing a retirement plan or a family protecting a legacy, we are here to guide you every step of the way.